pagaré
/pah-gah-RAY/
promissory note

This image depicts a formal document, known as a pagaré (promissory note), representing a written promise to repay a debt.
📝 In Action
El banco me pidió firmar un pagaré como garantía del préstamo.
B2The bank asked me to sign a promissory note as collateral for the loan.
Si no pagas a tiempo, el pagaré puede ser ejecutado legalmente.
C1If you don't pay on time, the promissory note can be legally enforced.
💡 Grammar Points
A Noun from a Verb
This noun comes directly from the verb form 'I will pay' ('pagaré'), reflecting the document's core purpose: a written promise to pay.
⭐ Usage Tips
Context Clues
If you see 'un' or 'el' (a/the) before 'pagaré', it is the noun (the document), not the verb form.

The phrase pagaré means 'I will pay,' depicting a future commitment to settle a debt.
📝 In Action
Pagaré la cena porque es mi cumpleaños.
A1I will pay for dinner because it's my birthday.
Si gano la lotería, pagaré todas mis deudas.
B1If I win the lottery, I will pay all my debts.
💡 Grammar Points
Future Tense Formation
To form the future tense for regular verbs like 'pagar', you simply add the endings (-é, -ás, -á, etc.) directly onto the full infinitive form ('pagar').
❌ Common Pitfalls
The 'Yo' Form Accent
Mistake: "Pagaré (I will pay) is often confused with pagare (he/she/it paid - subjunctive imperfect). The accent on the 'é' is crucial to show it is the future tense 'I' form."
Correction: Always include the accent: 'Yo pagaré la cuenta' (I will pay the bill).
⭐ Usage Tips
Future vs. Ir a + Infinitive
While 'pagaré' is correct for the future, Spanish speakers often use the construction 'voy a pagar' (I am going to pay) for immediate future actions, just like in English.
🔄 Conjugations
indicative
present
imperfect
preterite
subjunctive
present
imperfect
✏️ Quick Practice
💡 Quick Quiz: pagaré
Question 1 of 2
Which sentence correctly uses 'pagaré' as a noun?
📚 More Resources
Frequently Asked Questions
How do I know if 'pagaré' means 'I will pay' or 'promissory note'?
If the word is preceded by an article (el, un, este) or an adjective, it is the noun (promissory note). If it is the main action word in a sentence and the subject is 'yo' (I), it means 'I will pay'.
Is the verb 'pagar' irregular in the future tense?
No, 'pagar' is a regular verb in the future tense. You just attach the standard future endings (-é, -ás, -á, etc.) to the infinitive 'pagar'.