Inklingo

seguros

/seh-GOO-rohs/

insurance

A colorful storybook illustration showing a small house being sheltered by a large blue umbrella during a light rain, symbolizing protection and coverage.

The image shows protection, like the coverage offered by seguros (insurance).

seguros(noun)

mB1

insurance

?

as in policies or coverage

Also:

policies

?

financial coverage plans

,

coverages

?

types of protection

📝 In Action

Necesito comparar los seguros de coche antes de comprar.

B1

I need to compare the car insurance policies before buying.

Todos mis seguros están a nombre de mi esposa.

B2

All my insurance policies are in my wife's name.

¿Tienes seguros médicos para el viaje internacional?

B1

Do you have medical insurance for the international trip?

Word Connections

Synonyms

  • pólizas (policies)
  • coberturas (coverages)

Common Collocations

  • pagar los segurosto pay the insurance premiums
  • seguros de vidalife insurance

💡 Grammar Points

Always Masculine

Even though it means 'insurance,' which might feel abstract, this word is always masculine in Spanish (los seguros).

⭐ Usage Tips

Using the Singular

Use 'el seguro' when talking about insurance as a concept (e.g., 'El seguro es caro'), and 'los seguros' when referring to multiple specific policies.

A storybook illustration of two confident boys standing side-by-side on a large, unmoving rock with their chests puffed out, symbolizing certainty.

These boys look seguros (sure) of themselves and their footing.

seguros(adjective)

mA1

sure

?

certainty or confidence (masculine plural)

,

safe

?

physical security (masculine plural)

Also:

certain

?

expressing conviction

,

reliable

?

describing systems or places

📝 In Action

Estamos seguros de que él vendrá a tiempo.

A1

We are sure that he will come on time.

Los niños están seguros jugando en el parque.

A1

The children are safe playing in the park.

Estos candados son muy seguros; nadie podrá abrirlos.

B1

These locks are very secure; no one will be able to open them.

Word Connections

Synonyms

  • ciertos (certain)
  • protegidos (protected)

Antonyms

  • inseguros (unsafe, unsure)
  • dudosos (doubtful)

Common Collocations

  • estar segurosto be sure/certain
  • lugares segurossafe places

💡 Grammar Points

Adjective Agreement

Since this is the plural masculine form, it must describe two or more masculine nouns (e.g., 'los hombres seguros' - the confident men).

Ser vs. Estar (Root Word)

When expressing certainty about a fact, use 'estar' ('Estamos seguros'). When describing someone/something as inherently reliable or safe, use 'ser' (e.g., 'Son seguros' - They are reliable/safe).

❌ Common Pitfalls

Mixing up Gender/Number

Mistake: "Using 'seguras' when talking about two masculine objects."

Correction: Make sure the ending matches the group being described: 'seguros' for masculine groups, 'seguras' for feminine groups.

✏️ Quick Practice

💡 Quick Quiz: seguros

Question 1 of 2

Which sentence uses 'seguros' as a noun (meaning insurance)?

📚 More Resources

Word Family

seguro(safe, sure, insurance (singular)) - adjective/noun
segura(safe, sure (feminine singular)) - adjective

Frequently Asked Questions

How do I know if 'seguros' means 'insurance' or 'sure/safe'?

If it is used with the article 'los' (Los seguros...), it is almost always referring to the noun 'insurance policies.' If it follows a verb like 'estar' or 'ser' (Estamos seguros...), it is functioning as the adjective 'sure' or 'safe.'

Why does the word 'seguro' sometimes change its meaning depending on if I use 'ser' or 'estar'?

When using 'estar seguros,' you express certainty ('We are sure')—a temporary state of mind. When using 'ser seguros' (as in 'Ellos son seguros'), you describe a reliable, inherently safe, or trustworthy quality of those people or things.