How to Say "collateral" in Spanish
The Spanish word for “collateral” is “garantía” — B2 level. This is a very common word in everyday Spanish.
English → SpanishB2
nounB2formal
security for a loan

Examples
Necesitamos una garantía hipotecaria para aprobar el préstamo.
We need mortgage collateral to approve the loan.
El banco pidió su casa como garantía.
The bank asked for his house as security/collateral.
Prepositional Use
When referring to what is being used as security, you often use 'como garantía' (as collateral/security).
Related Translations
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