Using it for everyday small payments

While 'pagar' just means to give money for something, 'saldar' specifically means paying something off completely so that nothing else is owed.

Saldar vs. Pagar

When you want to say HOW you finished something, use 'con'. For example: 'Saldó la deuda con un último pago' (He settled the debt with one last payment).

Using 'con'

In Spain, if you see 'Saldos' in a shop window, it means 'Clearance' or 'Sales'—it comes from the verb 'saldar' meaning to clear out stock.

The Commercial Meaning

Commonly used in financial, business, and formal settings, as well as sports reporting.

Learn the meaning of the Spanish verb 'saldar,' including how to conjugate it and use it to talk about paying off debts and settling accounts.

Saldar Meaning & Conjugation | Spanish Dictionary

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The conditional of saldar expresses hypothetical actions ('would pay off'): saldaría, saldarías, saldaríamos, saldarían.

The future tense of saldar indicates actions that will happen: saldaré, saldarás, saldará, saldaremos, saldaréis, saldarán.

The imperative of saldar gives direct commands: salda (tú), salde (usted), saldemos (nosotros), salden (ustedes), saldad (vosotros).

The imperfect of saldar describes ongoing or habitual past actions: saldaba, saldabas, saldábamos, saldaban.

The imperfect subjunctive of saldar expresses past hypotheticals or wishes: saldara, saldaras, saldáramos, saldaran.

Negative commands for saldar use the present subjunctive: no saldes (tú), no salde (usted), no saldemos (nosotros), no salden (ustedes), no saldéis (vosotros).

The present tense of saldar indicates current actions or habits: saldo, saldas, salda, saldamos, saldáis, saldan.

The present subjunctive of saldar is used for wishes, doubts, and recommendations: salde, saldes, saldemos, salden.

The preterite of saldar describes completed past actions: saldé, saldaste, saldó, saldamos, saldasteis, saldaron.

saldar

Complete Conjugation Tables

🔄 Conjugations

subjunctive

imperfect

present

imperative

negative

affirmative

indicative

conditional

preterite

imperfect

present

future

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