How to Say "borrowing" in Spanish
The Spanish word for “borrowing” is “préstamo” — A2 level. This is a very common word in everyday Spanish.

Examples
Necesito pedir un préstamo hipotecario para comprar la casa.
I need to ask for a mortgage loan to buy the house.
¿Puedes hacerme un préstamo de tu cargador por un momento?
Can you lend me your charger for a moment? (Can you make me a loan of your charger?)
El banco aprobó el préstamo en solo tres días.
The bank approved the loan in just three days.
Masculine Noun Rule
Remember that 'préstamo' is always masculine, so use 'el préstamo' or 'un préstamo'.
Confusing 'préstamo' and 'prestar'
Mistake: “Usando 'Yo préstamo dinero' (I loan money).”
Correction: Use the verb 'prestar': 'Yo presto dinero' (I lend money). 'Préstamo' is the *thing* (the loan), not the action.
Other Meanings of “préstamo”
Related Translations
Learn Spanish with Inklingo
Interactive stories, personalized learning, and more.