How to Say "charges" in Spanish
The most common Spanish word for “charges” is “cargas” — use 'cargas' when referring to literal loads being transported or to financial burdens or responsibilities, like debts or expenses.
cargas
KAR-gahsˈkaɾɣas

Examples
El camión lleva varias cargas pesadas.
The truck is carrying several heavy loads.
No quiero ser una de tus cargas familiares.
I don't want to be one of your family burdens.
Making it Plural
Since the singular word 'carga' ends in a vowel, we simply add an 's' to make it plural: 'cargas'.
derechos
deh-REH-chosdeˈɾe.tʃos

Examples
Tuvimos que pagar derechos de aduana por la importación.
We had to pay customs duties for the import.
Los derechos de matrícula son muy elevados en esa universidad.
The registration fees are very high at that university.
Financial Context Clues
When 'derechos' is followed by a word like 'aduana' (customs) or 'matrícula' (registration), it refers to the mandatory payment or charge, not a moral entitlement.
acusaciones
ah-koo-sah-SYOH-nessakusaˈsiones

Examples
Las acusaciones de fraude causaron un gran escándalo en la empresa.
The accusations of fraud caused a major scandal in the company.
El abogado rechazó todas las acusaciones contra su cliente.
The lawyer rejected all the charges against his client.
¿Tienes pruebas para sustentar estas acusaciones?
Do you have evidence to support these allegations?
Gender and Number
This word is the plural form of the feminine noun la acusación. It always requires feminine plural articles and adjectives, like las or estas.
Using the wrong verb
Mistake: “Decir acusaciones (to say accusations)”
Correction: Use *hacer acusaciones* (to make accusations) or *presentar acusaciones* (to file/present charges).
intereses
in-te-RE-sesin.teˈɾe.ses

Examples
El banco cobra intereses muy altos por los préstamos hipotecarios.
The bank charges very high interest for mortgage loans.
Ganamos intereses en la cuenta de ahorros cada mes.
We earn interest on the savings account every month.
Financial Plural
In Spanish, the word 'intereses' is almost always plural when referring to money earned or owed, even though in English you might say 'the interest rate' (singular).
Using 'Interés' for Money
Mistake: “Pagué mucho interés al banco.”
Correction: Pagué muchos intereses al banco. (Use the plural form 'intereses' when discussing the monetary amount.)
Loads vs. Fees vs. Accusations
Related Translations
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