Inklingo

How to Say "funding" in Spanish

English → Spanish

financiación

nounB1general
Use 'financiación' when referring to money provided for a general specific purpose, like a loan or credit for a purchase.

Examples

¿Ofrecen financiación para comprar este ordenador?

Do you offer financing to buy this computer?

financiamiento

/fee-nan-syah-myen-toh//finansjaˈmjento/

nounB1formal
Use 'financiamiento' when the funding comes from an official source like an organization or government, often for larger projects or initiatives.
A friendly person handing a large, glowing coin to another person who is building a small wooden house.

Examples

Necesitamos financiamiento para comprar una casa.

We need financing to buy a house.

El banco ofrece un plan de financiamiento con intereses bajos.

The bank offers a financing plan with low interest.

Muchos proyectos nuevos buscan financiamiento colectivo en internet.

Many new projects look for crowdfunding (collective financing) on the internet.

Masculine Word

Since this word ends in '-o', it is masculine. Always use 'el' or 'un' with it (e.g., 'el financiamiento').

The '-miento' Ending

In Spanish, adding '-miento' to a verb is like adding '-ing' or '-ment' in English to turn an action into a thing (financiar -> financiamiento).

Financiamiento vs. Finanzas

Mistake: “Using 'finanzas' to mean the act of getting a loan.”

Correction: Use 'financiamiento' for the process of getting money for a specific purchase, and 'finanzas' for the general study or management of money.

Financiación vs. Financiamiento

Learners often confuse 'financiación' and 'financiamiento'. The key difference lies in the source: 'financiación' is broader and can be from any provider, while 'financiamiento' typically implies a more formal, institutional, or governmental source.

Related Translations

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