Inklingo
A hand placing a final coin into a large ceramic piggy bank to signify settling a debt.

saldar Conditional Conjugation

saldarto pay off

B1regular -ar★★★
Quick answer:

The conditional of saldar expresses hypothetical actions ('would pay off'): saldaría, saldarías, saldaríamos, saldarían.

saldar Conditional Forms

yosaldaría
saldarías
él/ella/ustedsaldaría
nosotrossaldaríamos
vosotrossaldaríais
ellos/ellas/ustedessaldarían

When to Use the Conditional

Use the conditional of saldar for hypothetical situations ('I would pay off the debt if I had the money'), polite requests ('Would you settle the bill?'), or to express future actions from a past perspective ('He said he would pay it off').

Notes on saldar in the Conditional

Saldar is regular in the conditional tense. The stem is the infinitive 'saldar', and the standard conditional endings are added.

Example Sentences

  • Yo saldaría la deuda si tuviera suficiente dinero.

    I would pay off the debt if I had enough money.

    yo

  • ¿Tú saldarías esa cantidad si te la ofrecieran?

    Would you settle that amount if they offered it to you?

  • Él saldaría el préstamo voluntariamente.

    He would pay off the loan voluntarily.

    él/ella/usted

  • Nosotros saldaríamos el compromiso con gusto.

    We would settle the commitment with pleasure.

    nosotros

  • Ellos saldarían la cuenta si no fuera tan alta.

    They would pay the bill if it weren't so high.

    ellos/ellas/ustedes

Common Mistakes

  • Mistake: Using the conditional for a definite future action.

    Correct: Use the future tense for definite future actions: 'Saldaría mañana' is wrong; use 'Saldaré mañana'.

    Why: The conditional implies uncertainty or hypothesis, while the future indicates certainty.

  • Mistake: Confusing conditional with imperfect subjunctive in hypothetical clauses.

    Correct: In 'if' clauses referring to present/future possibility, use conditional: 'Si saldaría...' is incorrect; use 'Si saldara...' (imperfect subjunctive). The result clause uses conditional: '...saldaría'.

    Why: These tenses work together to express conditionality.

Master Spanish verbs in context

Memorizing tables only gets you so far. Read 200+ illustrated and narrated Spanish stories to see verbs like 'saldar' used naturally — in the tenses you're learning.

Related Tenses