saldar Present Conjugation
saldar — to pay off
The present tense of saldar indicates current actions or habits: saldo, saldas, salda, saldamos, saldáis, saldan.
saldar Present Forms
When to Use the Present
Use the present tense of saldar for actions happening right now, habitual actions, or general truths related to paying off debts or settling accounts. It’s the most common tense for everyday conversation.
Notes on saldar in the Present
Saldar is regular in the present tense. All conjugations follow the standard -ar pattern.
Example Sentences
Yo saldo mis cuentas a fin de mes.
I pay off my bills at the end of the month.
yo
¿Tú siempre saldas tus deudas a tiempo?
Do you always settle your debts on time?
tú
Él salda sus compromisos con mucha seriedad.
He fulfills his commitments very seriously.
él/ella/usted
Nosotros saldamos los gastos compartidos cada semana.
We settle the shared expenses every week.
nosotros
Ellos saldan sus deudas pendientes antes de que venza el plazo.
They pay off their outstanding debts before the deadline.
ellos/ellas/ustedes
Common Mistakes
Mistake: Using the present tense for a specific, completed past action.
Correct: For past actions, use the preterite: 'Ayer salda mi cuenta' is wrong; use 'Ayer saldé mi cuenta'.
Why: The present tense describes ongoing or habitual actions, not single completed events in the past.
Mistake: Confusing the 'vosotros' form.
Correct: The 'vosotros' form is 'saldáis', with an accent on the 'i'.
Why: This is the correct conjugation for the second-person plural in Spain.
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Related Tenses
Preterite
yo: saldé
The preterite of saldar describes completed past actions: saldé, saldaste, saldó, saldamos, saldasteis, saldaron.
Imperfect
yo: saldaba
The imperfect of saldar describes ongoing or habitual past actions: saldaba, saldabas, saldábamos, saldaban.
Future
yo: saldaré
The future tense of saldar indicates actions that will happen: saldaré, saldarás, saldará, saldaremos, saldaréis, saldarán.
Conditional
yo: saldaría
The conditional of saldar expresses hypothetical actions ('would pay off'): saldaría, saldarías, saldaríamos, saldarían.
Present Subjunctive
yo: salde
The present subjunctive of saldar is used for wishes, doubts, and recommendations: salde, saldes, saldemos, salden.
Imperfect Subjunctive
yo: saldara
The imperfect subjunctive of saldar expresses past hypotheticals or wishes: saldara, saldaras, saldáramos, saldaran.
Affirmative Imperative
yo: salda
The imperative of saldar gives direct commands: salda (tú), salde (usted), saldemos (nosotros), salden (ustedes), saldad (vosotros).
Negative Imperative
yo: no saldes
Negative commands for saldar use the present subjunctive: no saldes (tú), no salde (usted), no saldemos (nosotros), no salden (ustedes), no saldéis (vosotros).