Inklingo
A hand placing a final coin into a large ceramic piggy bank to signify settling a debt.

saldar Imperfect Conjugation

saldarto pay off

B1regular -ar★★★
Quick answer:

The imperfect of saldar describes ongoing or habitual past actions: saldaba, saldabas, saldábamos, saldaban.

saldar Imperfect Forms

yosaldaba
saldabas
él/ella/ustedsaldaba
nosotrossaldábamos
vosotrossaldabais
ellos/ellas/ustedessaldaban

When to Use the Imperfect

Use the imperfect of saldar to describe actions of paying off or settling that were ongoing or habitual in the past. It sets the scene or describes background situations, like 'I used to pay off my loans monthly'.

Notes on saldar in the Imperfect

Saldar is regular in the imperfect tense. The conjugations follow the standard pattern for -ar verbs in this tense.

Example Sentences

  • Yo saldaba mis deudas poco a poco cada mes.

    I used to pay off my debts little by little each month.

    yo

  • ¿Tú saldabas tus gastos con tu sueldo?

    Did you used to cover your expenses with your salary?

  • Él saldaba el alquiler siempre el primer día.

    He always settled the rent on the first day.

    él/ella/usted

  • Antes, nosotros saldábamos las cuentas en efectivo.

    Before, we used to pay the bills in cash.

    nosotros

  • Ellos saldaban sus deudas antes de la fecha límite.

    They were settling their debts before the deadline.

    ellos/ellas/ustedes

Common Mistakes

  • Mistake: Using the imperfect for a single, completed past action.

    Correct: For completed actions, use the preterite: 'Ayer saldaba mi cuenta' is wrong; use 'Ayer saldé mi cuenta'.

    Why: The imperfect describes ongoing or habitual past actions, not single completed events.

  • Mistake: Confusing imperfect and preterite when describing past events.

    Correct: Use imperfect for descriptions/habits ('saldaba') and preterite for completed actions ('saldó').

    Why: Understanding the difference is crucial for accurate past-tense storytelling.

Master Spanish verbs in context

Memorizing tables only gets you so far. Read 200+ illustrated and narrated Spanish stories to see verbs like 'saldar' used naturally — in the tenses you're learning.

Related Tenses