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crédito

KREH-dee-tohˈkɾeðito

credit, loan

Also: credit limit
NounmA2
A large hand gently passing a small stack of golden coins to another open hand, against a solid colorful background, representing a loan.

📝 In Action

Pedí un crédito al banco para comprar la casa.

A2

I asked the bank for a loan to buy the house.

¿Tienes buen crédito? Eso es importante para conseguir la hipoteca.

B1

Do you have good credit? That is important to get the mortgage.

Pagaré esto a crédito, en tres cuotas.

B1

I will pay for this on credit, in three installments.

Word Connections

Synonyms

  • préstamo (loan)
  • financiación (financing)

Common Collocations

  • tarjeta de crédito – credit card
  • solicitar un crédito – to apply for a loan
  • intereses de crédito – loan interest

credit, unit

NounmB1
A stylized drawing of a mortarboard cap resting on top of a single, open book, symbolizing academic achievement and course completion.

📝 In Action

Necesitas 60 créditos para graduarte este semestre.

B1

You need 60 credits to graduate this semester.

Esta clase otorga tres créditos.

B1

This class grants three credits.

Word Connections

Synonyms

Common Collocations

  • transferencia de créditos – credit transfer
  • créditos obligatorios – mandatory credits

credibility, recognition

Also: trust
NounmC1formal
Two stylized cartoon hands clasped together in a firm handshake, representing trust, reliability, and believability.

📝 In Action

Su testimonio perdió todo crédito después de que se descubrieron las mentiras.

C1

His testimony lost all credibility after the lies were discovered.

Le doy crédito por su esfuerzo, aunque no ganamos.

B2

I give him credit for his effort, even though we didn't win.

Word Connections

Synonyms

Antonyms

Common Collocations

  • dar crédito a alguien – to give credit/believe someone
  • gozar de crédito – to enjoy credibility/trust

Translate to Spanish

Words that translate to "crédito" in Spanish:

credit limit→

✏️ Quick Practice

Quick Quiz: crédito

Question 1 of 2

Which sentence uses 'crédito' to refer to academic study units?

📚 More Resources

👥 Word Family▼
acreditar(to accredit/to prove) — Verb
creer(to believe) — Verb
creencia(belief) — Noun
🎵 Rhymes▼
débitomérito
📚 Etymology▼

The word comes directly from the Latin word 'creditum', which is the past form of 'credere', meaning 'to believe' or 'to trust'. This shared root explains why 'crédito' relates to both financial trust (lending money) and general belief (credibility).

First recorded: 13th century (in Spanish)

Cognates (Related words)

English: creditItalian: creditoFrench: crédit

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Frequently Asked Questions

Is 'crédito' the same as 'débito'?

No. 'Crédito' (credit) means you are borrowing money now and paying it back later. 'Débito' (debit) means the money is taken directly from your bank account right now, without borrowing.

How do you say 'credit card' in Spanish?

You use the full phrase: 'tarjeta de crédito'. Remember that 'tarjeta' (card) is feminine, but 'crédito' remains masculine.