hipoteca
“hipoteca” means “mortgage” in Spanish (A legal agreement by which a bank lends money at interest in exchange for taking title of the debtor's property.).
mortgage
Also: home loan
📝 In Action
Tengo que pagar la hipoteca de mi casa cada mes.
A2I have to pay my house mortgage every month.
El banco nos dio una hipoteca con un interés muy bajo.
B1The bank gave us a mortgage with very low interest.
Es difícil conseguir una hipoteca si no tienes un trabajo estable.
B2It is difficult to get a mortgage if you don't have a stable job.
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✏️ Quick Practice
Quick Quiz: hipoteca
Question 1 of 3
Which verb is most commonly used when you want to get a mortgage from a bank?
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👥 Word Family▼
🎵 Rhymes▼
📚 Etymology▼
From the Ancient Greek 'hypotheke', which means 'a pledge' or 'something put down as a guarantee'. It traveled through Latin as 'hypotheca' before becoming the Spanish word we use today.
First recorded: 13th century
Cognates (Related words)
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Frequently Asked Questions
Is 'hipoteca' the same as a 'préstamo'?
Not exactly. A 'préstamo' is any kind of loan. A 'hipoteca' is a specific type of loan used to buy property where the property itself acts as a guarantee for the bank.
How do I say 'mortgage rate' in Spanish?
You would say 'el tipo de interés hipotecario' or simply 'el interés de la hipoteca'.
Can 'hipoteca' refer to the bank building?
No, 'hipoteca' only refers to the loan agreement. The building is 'el banco'.