How to Say "liabilities" in Spanish
The most common Spanish word for “liabilities” is “deudas” — use 'deudas' when referring to general debts, especially financial ones that need to be paid off, like loans or money owed..
deudas
DEH-oo-das/ˈdeu̯.ðas/

Examples
Necesito un trabajo para pagar todas mis deudas.
I need a job to pay all my debts.
El banco revisó la lista de deudas pendientes.
The bank reviewed the list of outstanding liabilities.
Tenemos una deuda de gratitud con nuestros padres.
We have a debt of gratitude toward our parents.
Always Plural
This entry uses 'deudas' (plural). If you are referring to a single obligation, use the singular form, 'la deuda'.
Confusing 'Deudas' and 'Debes'
Mistake: “Using 'debes' (you owe) when you mean 'deudas' (the things you owe).”
Correction: Remember 'deudas' is the noun (the debt), and 'deber' is the verb (to owe). 'Tengo deudas' (I have debts).
responsabilidades
reh-spon-sah-bee-lee-DAH-des/res.pon.sa.βiˈli.ða.ðes/

Examples
Mis responsabilidades en la oficina aumentaron este mes.
My responsibilities at the office increased this month.
Delegamos las responsabilidades entre todos los miembros del equipo.
We delegated the duties among all the team members.
Las responsabilidades familiares son lo primero para ella.
Family responsibilities are the first priority for her.
Feminine Plural
Even though it ends in '-es', this word is always feminine. Remember to use feminine descriptive words (adjectives) with it, like 'muchas responsabilidades' (many responsibilities).
Using the wrong article
Mistake: “El responsabilidades”
Correction: Las responsabilidades. Since this word is feminine and plural, you must use the feminine plural article 'las'.
obligaciones
/oh-blee-gah-SYOH-nehs//oβliɣaˈsjones/

Examples
La empresa emitió obligaciones para obtener capital.
The company issued bonds to raise capital.
Debemos revisar las obligaciones financieras del contrato.
We must review the financial liabilities of the contract.
Deudas vs. Responsabilidades
Related Translations
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