How to Say "debts" in Spanish
The Spanish word for “debts” is “deudas” — A2 level. This is a very common word in everyday Spanish.
English → SpanishA2
nounA2
money owed

Examples
Necesito un trabajo para pagar todas mis deudas.
I need a job to pay all my debts.
El banco revisó la lista de deudas pendientes.
The bank reviewed the list of outstanding liabilities.
Tenemos una deuda de gratitud con nuestros padres.
We have a debt of gratitude toward our parents.
Always Plural
This entry uses 'deudas' (plural). If you are referring to a single obligation, use the singular form, 'la deuda'.
Confusing 'Deudas' and 'Debes'
Mistake: “Using 'debes' (you owe) when you mean 'deudas' (the things you owe).”
Correction: Remember 'deudas' is the noun (the debt), and 'deber' is the verb (to owe). 'Tengo deudas' (I have debts).
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