How to Say "pay off" in Spanish
The Spanish word for “pay off” is “cancelar” — B1 level. This is a very common word in everyday Spanish.
English → SpanishB1
verbB1neutral/formal
debt or loan
Examples
Voy a cancelar la factura de luz antes de que corten el servicio.
I'm going to pay the electricity bill before they cut the service.
Ellos lograron cancelar todas sus deudas hipotecarias.
They managed to pay off all their mortgage debts.
Pagar vs. Cancelar
'Pagar' is the general word for paying. 'Cancelar' is often used when settling a specific, large bill or debt, giving it a slightly more formal or final feeling.
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