How to Say "settle" in Spanish
The most common Spanish word for “settle” is “arreglar” — use 'arreglar' when you need to resolve or fix a disagreement, a problem, or a misunderstanding..
English → Spanish
arreglar
ah-rreh-GLAHR/arreˈɣlaɾ/
verbB1general
Use 'arreglar' when you need to resolve or fix a disagreement, a problem, or a misunderstanding.

Examples
Necesitamos arreglar este malentendido antes de que sea peor.
We need to sort out this misunderstanding before it gets worse.
El banco finalmente arregló la deuda de la compañía.
The bank finally settled the company's debt.
saldar
verbB1financial
Use 'saldar' specifically when referring to settling a debt or an outstanding financial account.
Examples
Voy a saldar la factura de luz antes de que corten el servicio.
I'm going to pay off the electricity bill before they cut the service.
Arreglar vs. Saldar
Learners often confuse 'arreglar' and 'saldar' because both can relate to 'settling' something. Remember that 'arreglar' is for problems and disagreements, while 'saldar' is exclusively for financial matters and debts.
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