How to Say "cheapskate" in Spanish
The Spanish word for “cheapskate” is “rata” — B2 level.
English → SpanishB2
nounB2informal
stingy person

Examples
No seas rata y paga la mitad de la cuenta.
Don't be a cheapskate and pay half the bill.
Ese político es una rata; solo piensa en robar.
That politician is a crook; he only thinks about stealing.
Referring to People
When used to describe a person, 'rata' is grammatically feminine (it takes 'la' or 'una'), but it can refer to a man or a woman.
Using the Masculine Form
Mistake: “Using *rato* instead of *rata* when insulting someone.”
Correction: The insult is always *rata*. *Rato* means 'a while' or 'a moment' and has a totally different meaning.
Related Translations
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