Inklingo

How to Say "overdraft" in Spanish

The Spanish word foroverdraftis descubiertoB2 level.

English → SpanishB2
NounB2
in a bank account
A simple brown leather wallet lying open and empty on a table, with a small, stylized grey rain cloud floating directly above it, symbolizing negative funds or debt.

Examples

El banco me avisó que tengo un descubierto de 50 euros.

The bank notified me that I have an overdraft of 50 euros.

Tener un descubierto puede generar altos intereses.

Having an overdraft can generate high interest.

Using the Term

This noun is almost always used in banking contexts to mean that you have spent more money than you have in your account.

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