Inklingo

How to Say "cash advance" in Spanish

English → Spanish

avance

ah-VAHN-say/aˈβanse/

nounB1general
Use 'avance' when referring to money received before it is officially due, such as an early salary payment or a down payment.
Two stylized hands exchanging a small pile of gold coins for a decorative key, symbolizing a down payment.

Examples

Me pidieron un avance de sueldo para cubrir gastos inesperados.

They asked me for a salary advance to cover unexpected expenses.

Tienes que dar un avance del 10% para reservar el coche.

You have to give a 10% down payment to reserve the car.

Pedí un avance de mi sueldo para pagar las cuentas.

I asked for a cash advance on my salary to pay the bills.

descuento

/des-KUEN-toh//desˈkwento/

nounB2banking, business
Use 'descuento' in a banking or business context, specifically when a financial institution pays the holder of a bill of exchange or promissory note the amount due on it before it becomes due.
A mechanical claw is lifting a small group of gold coins away from a larger stack of coins on a wooden table, symbolizing a deduction from a total amount.

Examples

El banco realizó un descuento sobre la letra de cambio.

The bank made a discount on the bill of exchange.

Después del descuento de impuestos, su sueldo neto fue depositado.

After the tax deduction, his net salary was deposited.

El banco aplica un descuento a la factura antes de pagarla.

The bank applies a deduction to the invoice before paying it.

Avance vs. Descuento

Learners often confuse 'avance' and 'descuento' because both can involve receiving money. Remember that 'avance' is a general term for early payment, while 'descuento' is a specific financial operation related to bills and notes.

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