How to Say "indemnity" in Spanish
The most common Spanish word for “indemnity” is “cobertura” — use 'cobertura' when referring to the general financial protection or scope of coverage provided by an insurance policy.
English → Spanish
cobertura
koh-behr-TOO-rahkoβeɾˈtuɾa
nounB2general
Use 'cobertura' when referring to the general financial protection or scope of coverage provided by an insurance policy.
Examples
Mi seguro de coche ofrece cobertura total contra accidentes.
My car insurance offers full coverage against accidents.
Debes revisar qué tipo de cobertura médica tienes antes de viajar.
You should check what type of medical coverage you have before traveling.
indemnización
nounB2legal, insurance
Choose 'indemnización' specifically for the financial compensation received as a result of a loss, damage, or legal claim, often from an insurer or responsible party.
Examples
La aerolínea me dio una indemnización por el retraso del vuelo.
The airline gave me compensation for the flight delay.
Coverage vs. Compensation
Learners often confuse 'cobertura' and 'indemnización' by using the general term for protection ('cobertura') when they mean the actual payout received ('indemnización'). Remember, 'cobertura' is about what's covered; 'indemnización' is the money you get.
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