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How to Say "insurance" in Spanish

English → Spanish

seguro

/seh-GOO-roh//seˈɣu.ɾo/

nounB1general
Use 'seguro' when referring to the financial protection or the policy itself, especially in everyday contexts like renewing car insurance.
An insurance policy document with a shield icon, placed next to car and house keys.

Examples

Tengo que renovar el seguro del coche.

I have to renew the car insurance.

¿Este hospital acepta mi seguro médico?

Does this hospital accept my health insurance?

La compañía de seguros no cubrió los daños.

The insurance company did not cover the damages.

cobertura

koh-behr-TOO-rah/koβeɾˈtuɾa/

nounB2general
Use 'cobertura' to specifically describe the scope or extent of the protection offered by an insurance policy, such as 'full coverage'.
A small, fragile wooden toy house completely protected beneath a large, sturdy glass dome shield, symbolizing insurance protection.

Examples

Mi seguro de coche ofrece cobertura total contra accidentes.

My car insurance offers full coverage against accidents.

Debes revisar qué tipo de cobertura médica tienes antes de viajar.

You should check what type of medical coverage you have before traveling.

Seguro vs. Cobertura

Learners often confuse 'seguro' and 'cobertura'. Remember that 'seguro' is the overall policy or financial protection, while 'cobertura' details *what* that protection includes. You can have 'un seguro' (an insurance policy) that provides 'cobertura total' (full coverage).

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