How to Say "insurance" in Spanish
The most common Spanish word for “insurance” is “seguro” — use 'seguro' when referring to the financial protection or the policy itself, especially in everyday contexts like renewing car insurance.
Use 'seguro' when referring to the financial protection or the policy itself, especially in everyday contexts like renewing car insurance.
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Use 'cobertura' to specifically describe the scope or extent of the protection offered by an insurance policy, such as 'full coverage'.
Learn more →seh-GOO-rohseˈɣu.ɾo
Examples
Tengo que renovar el seguro del coche.
I have to renew the car insurance.
¿Este hospital acepta mi seguro médico?
Does this hospital accept my health insurance?
La compañía de seguros no cubrió los daños.
The insurance company did not cover the damages.
koh-behr-TOO-rahkoβeɾˈtuɾa
Examples
Mi seguro de coche ofrece cobertura total contra accidentes.
My car insurance offers full coverage against accidents.
Debes revisar qué tipo de cobertura médica tienes antes de viajar.
You should check what type of medical coverage you have before traveling.
Seguro vs. Cobertura
Learners often confuse 'seguro' and 'cobertura'. Remember that 'seguro' is the overall policy or financial protection, while 'cobertura' details *what* that protection includes. You can have 'un seguro' (an insurance policy) that provides 'cobertura total' (full coverage).
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